Despite the prominent role that health insurance has in all of our lives, only a few people take the time to fully understand health insurance in Germany. That holds true for Germans and non-Germans alike!
Read moreElternzeit is Germany's job-protected parental leave system that allows each parent to take up to three years off work per child while keeping their job secure. It's designed for maximum flexibility, but comes with important planning requirements.
The Anmeldung is Germany's mandatory resident registration process that must be completed within 14 days of moving, requiring a landlord confirmation form and serving as the key to accessing essential services like banking, tax IDs, and government benefits in Berlin...
Private pension insurance in Germany provides retirement income security, especially for freelancers and self-employed individuals, offering two main options: Basisrente with substantial tax benefits but restricted access, and regular pension plans with flexible...
Life insurance in Germany provides financial security for loved ones through a one-time payment upon death, with coverage sums typically calculated at 3-5 times annual gross income and varying contract structures for married couples, unmarried partners, and business protection...
Private legal expenses insurance in Germany covers lawyer and court costs for everyday legal disputes across four main modules: private matters, housing/rental issues, employment conflicts, and traffic-related cases, with typical waiting periods of three months...
Household insurance in Germany covers personal belongings like furniture, electronics, clothes, and bikes against risks including fire, burglary, water damage, and storms, with coverage typically calculated at 650€ per square meter of living space and available...
All employees in Germany need a "Sozialversicherungsnummer" (social security number) to participate in the mandatory social security system, regardless of having private or public health insurance, as they automatically contribute to various social securities through payroll...
Landlords in Germany need specific insurance coverage depending on their rental type: unfurnished apartments require liability insurance for property owners and legal expenses insurance, while furnished rentals also need content insurance to protect provided furniture and belongings...