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Public vs. Private Health insurance in Germany – a mini series

Despite the prominent role that health insurance has in all of our lives, only a few people take the time to fully understand health insurance in Germany. That holds true for Germans and non-Germans alike!

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Private Legal Expenses Insurance | Overview

Private legal expenses insurance in Germany covers lawyer and court costs for everyday legal disputes across four main modules: private matters, housing/rental issues, employment conflicts, and traffic-related cases, with typical waiting periods of three months...

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Household Insurance (Hausratversicherung)

Household insurance in Germany covers personal belongings like furniture, electronics, clothes, and bikes against risks including fire, burglary, water damage, and storms, with coverage typically calculated at 650€ per square meter of living space and available...

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Your Social Security Number in Germany: What You Need to Know

Complete guide to your Sozialversicherungsnummer (German social security number). Learn what it is, why you need it, and how to get it as an expat in Germany.

moving-to-germany
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Landlords - Recommended Insurances

Landlords in Germany need specific insurance coverage depending on their rental type: unfurnished apartments require liability insurance for property owners and legal expenses insurance, while furnished rentals also need content insurance to protect provided furniture and belongings...

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Supplementary Health insurances

Germany's supplementary health insurance system allows public health insurance (GKV) members to bridge coverage gaps through private add-ons across four main areas: in-patient treatment, out-patient care, dental services, and nursing care, addressing limitations of the basic public system...

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Electronic Patient Records (ePA) in Germany: Everything You Need to Know

Germany's healthcare system is undergoing a significant digital transformation with the nationwide implementation of Electronic Patient Records (elektronische Patientenakte or ePA) from April 29, 2025. This digital solution represents one of the most important developments...

news-and-updates
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What Germany's New Coalition Means for Foreign Residents in 2025

Following elections in February and four weeks of intensive talks, Germany has formed a new coalition government comprising the conservative Union parties (CDU/CSU) and the center-left Social Democrats (SPD). With Friedrich Merz taking the helm as Chancellor...

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Germany's New Pension and Healthcare Reform plans for 2025

The newly formed coalition between CDU, CSU, and SPD has unveiled its comprehensive plans for Germany's pension and healthcare systems. CDU leader Friedrich Merz has called it a "strong plan" and a "powerful sign" for Germany...

news-and-updates
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