Each private insurer must offer a basic plan, which is comparable in its benefits to those of the GKV. In addition, there are basic benefits that must be covered and are prescribed by law...

It can go very quickly: you drive your bike through a red light, a car has to swerve and drives against a wall. The car is completely destroyed and the wall is also damaged...

Employment-based retirement plans is a collective term for all financial benefits that an employer can provide to his employees for pensions, survivor’s benefits in the event of death or invalidity benefits...

If you have read part 1 of our series, you have learned that we have two very different systems that arose for historical reasons. These historical reasons...

Despite the prominent role that health insurance has in all of our lives, only a few people take the time to fully understand health insurance in Germany. That holds true for Germans and non-Germans alike!