Liability insurances are supposed to reduce the risk in business life because a small carelessness can quickly have big (financial) consequences.
In Germany, everyone has to pay for the damages he or she inflicts on someone else or his property, whether with intent or not. This applies to the expensive vase of your neighbour, but also for financial losses and personal injury. You are liable with all your assets and that until the damage has been repaired.
Especially in business relationships, such damages can be very expensive and without adequate safeguards, the fear of making mistakes can quickly undermine the day-to-day business.
Average costs of an initial lawyer consultation 
Everyone who has direct or indirect customer contact knows that legal disputes can happen very quickly these days. Legal expenses insurances help you to get your rights in the courtroom.
In addition, unjustified claims against you are fended off, so you are not alone when the difficult customer threatens with a lawyer.
Furthermore, lawyer and process costs are also covered. This is extremely important, as a long litigation, even if it is won in the end, is very expensive.
The rich text element allows you to create and format headings, paragraphs, blockquotes, images, and video all in one place instead of having to add and format them individually. Just double-click and easily create content.
A rich text element can be used with static or dynamic content. For static content, just drop it into any page and begin editing. For dynamic content, add a rich text field to any collection and then connect a rich text element to that field in the settings panel. Voila!
Our professional lives are more dynamic and variable today than ever – your insurances should too.
There are two main questions to answer:
How can I support my family and myself should I not be able to work anymore?
How can I make sure that I achieve the level of financial stability I need for my retirement?
There are many possibilities to answer these questions and not all are suitable for everyone and every life situation.
The most important aspect is to have a holistic view, keeping in mind financial security for you and your family throughout the next years.
We can help you find the best solution that fits your needs.