Individuals & Families

What insuran­ces you need depends on a wide ran­ge of fac­tors, e.g. how long you want to stay in Ger­ma­ny, your employ­ment sta­tus, whe­ther you have kids, etc.

Every per­son is dif­fe­rent and has dif­fe­rent needs and requi­re­ments when it comes to insuran­ces.

Howe­ver, besi­des the man­dato­ry insuran­ces in Ger­ma­ny such as health insuran­ce or pet owner lia­bi­li­ty insuran­ce, the­re are a num­ber of insuran­ces that are stron­gly recom­men­ded in most situa­ti­ons. Examp­les are per­so­nal lia­bi­li­ty insuran­ce, occupa­tio­nal disa­bi­li­ty insuran­ce or employ­ment-based pen­si­on plans.

Other insuran­ces depend on your indi­vi­du­al situa­ti­on and what you need natu­ral­ly evol­ves as your life in Ger­ma­ny evol­ves.

We have com­pi­led three insuran­ces coverage levels, reflec­ting what most expats need, depen­dent on the extent of coverage wan­ted.

Addi­tio­nal­ly, we care­ful­ly cul­ti­va­ted part­nerships with other expat experts in dif­fe­rent fields such as mortga­ge bro­kers, tax advi­sers or expat con­sul­tants that can help you with lega­li­ties regar­ding the Ger­man aut­ho­ri­ties.

Our goal is to give you fast, reli­ant and qua­li­ty infor­ma­ti­on in order for you to make infor­med decisi­ons when it comes to insuran­ces and finan­ces.

Info box

What is an insuran­ce bro­ker?

As an insuran­ce bro­ker, we have only one custo­mer: you.

We are not affi­lia­ted with any sin­gle insuran­ce com­pa­ny and can the­re­fo­re offer you the best solu­ti­on that fits your needs, regard­less who is offe­ring it.

Our ser­vices are free to you, we recei­ve a com­mis­si­on from the car­ri­er you ulti­mate­ly choo­se.

We show you what is pos­si­ble at what pri­ce; you make the decisi­on.

Whatever insurance you need — we help you find the right one

Over­whel­med by the sheer amount of infor­ma­ti­on and don’t even know what you need?

Take a look at our three coverage levels: basic, advan­ced and full.

Vorsorge - the german word for financial precautions

Work & Reti­re­ment


Finan­ci­al secu­ri­ty for you and your loved ones – today and tomor­row.



Health & Care


Health is our grea­test good — making sure it stays that way.


HAus und Wohnen2

Home & Living


Ever­ything around your favou­rite place: home.



Law books

Lia­bi­li­ty & Legal expen­ses


For the small (and big) incon­ve­ni­en­ces not to have big con­se­quen­ces.




Car & Tra­vel


Ever­ything for your small and big tra­vels.