Building, property & inventory

Every busi­ness needs resour­ces and tools to do its work – ima­gi­ne your busi­ness wit­hout the mer­chan­di­se and goods, machi­nes and com­pu­ter or the fur­ni­tu­re its­elf. Secu­ring the tru­ly basic foun­da­ti­on of your work is extre­me­ly important and can make the dif­fe­rence bet­ween an acci­dent and a dis­as­ter.

The insuran­ce needs free­lan­cers and self-employ­ed have ther­e­by are as dif­fe­rent as the peop­le behind the busi­ness. Nevertheless, the­re are a few ques­ti­ons that ever­yo­ne has:

What do I do if my equip­ment breaks or gets sto­len? What do I do if some­bo­dy breaks into my shop? What do I do if a custo­mer does not pay?

Buil­ding, pro­per­ty and invento­ry insuran­ces are often the ans­wer to the­se ques­ti­ons. The­re are solu­ti­ons for all busi­ness sizes and types, star­ting from indi­vi­du­al insuran­ces to com­ple­te packa­ges.

Addi­tio­nal­ly, the­re spe­cia­li­sed, indus­try-spe­ci­fic solu­ti­ons that are tailo­red to the respec­tive industry’s needs.

Con­tact us and tog­e­ther we will find the best solu­ti­on for you and your busi­ness.

Con­tents insuran­ce (“Inhalts­ver­si­che­rung”)


Cover the very basis of what enab­les many busi­nes­ses to run: your goods and mer­chan­di­se, machi­nes and tools, fur­ni­tu­re and office sup­plies as well as ever­ything in bet­ween. Solu­ti­ons span from sin­gle insuran­ces for a spe­ci­fic good or fur­ni­tu­re to all-inclu­si­ve packa­ges. More

Loss of ear­nings insuran­ce (“Ertrags­aus­fall­ver­si­che­rung”)


Covers los­ses through the down­ti­me of your busi­ness cau­sed by damages to pro­per­ty and machine­ry. Espe­ci­al­ly inte­res­ting for the crafts and / or manu­fac­tu­ring indus­try. More

Busi­ness inter­rup­ti­on insuran­ce (“Betriebs­un­ter­bre­chungs­ver­si­che­rung”)


This has pro­bab­ly hap­pen­ed in every small and lar­ge ope­ra­ti­on: pro­ces­ses and work steps build on each other and a small dis­tur­ban­ce quick­ly leads to the dai­ly busi­ness being inter­rup­ted for a short time. Cover damages cau­sed by the resul­ting loss of pro­fits or addi­tio­nal costs. More

Tra­de credit insuran­ce (“Waren­kre­dit­ver­si­che­rung”)


Espe­ci­al­ly in the B2B sec­tor and espe­ci­al­ly as a free­lan­cer, can out­stan­ding invoices quick­ly grow from annoy­ing to finan­ci­al­ly threa­ten­ing. Secu­re your busi­ness against insol­vency of your custo­mers (e.g. by bankrupt­cy). More